Banking Services
Effectively expand reach of your products by offering services digitally in a streamlined manner. Solve for seamless onboarding, friction-less transactions and improve customer loyalty.
- Onboard Customers Seamlessly : Verify customers and businesses accurately and instantly.
- Effective Background Checks : Ensure the authenticity of individuals and businesses in real-time with KYC and KYB processes to avoid risk in transaction.
- Simplify Payments : Automate payment experiences, one-time and recurring for your individuals and businesses.
- Ease Decision Making : Use data-driven insights to make smarter decisions for lending, under-writing, etc.
Payment Gateway
Transform your business with Swarajyafintech's Payment Gateway: streamline integration, online onboarding, feature-rich checkout, and top-tier performance for a seamless payment experience.
- Accept payments across all modes : Swarajyafintech offers a wide range of payment methods: credit/debit cards (domestic and international), EMIs, PayLater, net banking (58 banks), UPI, and 8 mobile wallets.
- Seamless Checkout and Global Card Storage : Integrate easily with a checkout where customers can use saved cards across businesses for seamless payments.
- Powerful Dashboard : Access detailed reports and statistics on payments, settlements, refunds, and more to empower better business decisions.
- Developer-Centric : Utilize robust, developer-friendly APIs, plugins, and libraries across major languages and platforms, enabling focused development of exceptional products.
Investments and WealthTech
Enable customers to make investments securely and effortlessly. Set up APIs to onboard individuals, collect payments, verify, and more.
- Simplify Customer KYC : Use CYKC and Digilockers to latest customer details to onboard them instantly.
- Integrate eSignatures and Payments : Make payment and recurring payment experiences seamless and allow users to authenticate quickly via eSignatures.
- Access Financial Data : Access customer’s financial data after their consent. Understand their behaviour and evaluate their credit score.
- Combat Fraud : Identify irregular customer identities and activities to prevent financial mishaps.
Vendor Payments
Achieve maximum financial control through a fully integrated Source-to-Pay solution. Connect, automate, and streamline your accounts payable and vendor payments workflows within a unified platform.
- Precise Spend Management : Allocate budgets to cost centers, enforce spending limits by automatically rejecting purchase orders, and analyze departmental spending for precise forecasting.
- Enhanced Accounts Payables : Effortless vendor payouts, automated TDS calculation, deduction, and invoice payment accuracy with 3-way Matching using OCR for error-free processing (PO-GRN-Invoice).
- Effortless Vendor Management : Vendor portal for self-onboarding, KYC, document sharing, automated communication alerts, GSTIN-based account verification to prevent fraudulent payments.
- Streamlined Procurement : Streamline purchase planning, expense tracking with POs, customize approval workflows for stakeholder management, and utilize advanced analytics for spend monitoring and cash flow planning.
Lending Services
Build robust solutions with our APIs. Enable rich customer onboarding journeys and set up automation for collections, underwriting, and more.
- Incorporate eSignatures : Use eSignatures to allow quick signing of relevant documents. Securely store the documents digitally.
- Validate Income and Identity : Refine lending process by accurately verifying the identity of the customer or the business. Validate their incomes by analysing bank statements.
- Evaluate Credit Scores : Get credit score of your customers in real time. Make quicker decisions on loan applications.
- Collect Effortlessly : Reduce manual efforts in collection processes with automation that allow repayments from customer bank account and many other medium.
Let's start your digital transformation journey today!
We would love to help you transform financial journeys for your customers.